Steps to complete an estimate on sound and communication equipment.
When this applies
When stolen or damaged sound and communication equipment is claimed, create a separate Estimate or Appraisal or Suffix Identification (ID) for that equipment.
Procedure
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Verify the equipment was in the vehicle and permanently attached.
To verify the equipment
- obtain receipts or
- review ICBC images from previous claims.
If there are no receipts and no photos from a previous claim, then the customer is entitled to the equipment allowance.
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Determine whether equipment is still available and obtain price quotes for the equipment from multiple suppliers.
If the same equipment ... |
Then authorize this amount ... |
is still available |
the cost of that equipment. Important: No upgrade or substitution of equipment is allowed.
|
- is no longer available, and
- the supplier provides equipment cheaper than the price quoted (less depreciation and betterment) on the Estimate or Appraisal
|
the supplier’s quoted lower price. |
- is no longer available, and
- the supplier does not provide equipment cheaper than the price quoted (less depreciation and betterment) on the Estimate or Appraisal
|
the last known retail price of the component, less depreciation. |
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Complete the Estimate or Appraisal as follows:
- Enter the most competitive price
- adjust labour, and select the following in Mitchell Cloud Estimating (MCE):
- stereo shop to inscribe installed equipment with claim number and insured’s driver’s licence number, and
- no substitutions or changes to equipment.
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Create a claim note detailing the stolen equipment:
- make
- model, and
- any other details.
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Explain the following to the customer:
- If the equipment is still available then no upgrade or substitution of equipment is allowed.
- If the equipment is not still available depreciation and/or betterment applies, if applicable.
- The equipment must be installed by the supplier.
- The vehicle may be re-inspected, at the estimator’s discretion.
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Release the Estimate or Appraisal to the customer.
Post requisite
When the Estimate or Appraisal is returned for payment
- authorize as per existing procedure
- determine whether a reinspection is required, and
- if required, arrange for the reinspection.