Last updated 2024-12-20
Policy on repairs of load-bearing components and structures
Policy on repairs of load-bearing components and structures.
Eligibility
The policy applies to vehicles and machinery that:
- are constructed to be load-bearing (such as a crane or forklift), or
- have load-bearing equipment attached to them (such as a rollover cage attached to a tractor).
Policy Detail
When a structural load-bearing component, designed to resist defined loads, is damaged by direct physical damage, the repair must be tested and re-certified by one of the following:
- a professional engineer, or
- original equipment manufacturer.
Important: When a claim involves such a situation, the ICBC representative must contact the exposure owner, as they provide instruction or, in certain situations, take over handling the claim.
Rationale for policy
Structural load-bearing components are designed to absorb or resist a specific, defined load or force. The requirement for testing and recertification ensures the component or structure is returned to a condition capable of carrying out its original design function with an adequate margin of safety.