Policy on windshield deductible
Policy on the windshield deductible for a claim.
Eligibility
The claim must meet the definition of windshield damage in the ICBC Autoplan Optional Policy- Division 5, Section 5.1 to qualify for the $200.00 deductible.
The damage must:
- be caused by missiles or flying objects, and
- occur to the transparent shielding at the front of the vehicle.
The $200 deductible applies to the entire claim.
Policy
The deductible amount that applies to comprehensive coverage and windshield damage for a claim is defined in the ICBC Autoplan Optional Policy.
Customers are required to pay only a $200 deductible if they:
- have purchased a $300 comprehensive deductible from ICBC, and
- have a claim for windshield damage caused by missiles or flying objects.
Rationale
This policy ensures customers pay the correct deductible for windshield damage.
Applicable policy
- ICBC Autoplan Optional Policy - Division 5, Section 5.1, and
- ICBC Autoplan Optional Policy - Division 5, Section 5.7.
Exceptions
The claim is not eligible for the $200 deductible when:
|
Cause of ineligibility |
Example |
|---|---|
|
The customer has purchased an ICBC comprehensive policy with a deductible greater than $300. |
The customer has a comprehensive deductible of $500. |
|
The damage is not caused by missiles or flying objects. |
A falling tree causes windshield damage. |
|
The transparent shielding at the front of the vehicle is not damaged. |
Damage occurs to only the:
|