Confirm damage is consistent with cause of loss hit and run

Summary of the type of evidence which indicates the vehicle damage is consistent or inconsistent with a hit and run claim.

Evidence of consistency

Evidence of consistency with "hit & run" type of damage, includes but is not limited to the following:

Type of damage Indication
Single directional damage The cause was the striking vehicle passing the struck vehicle.
Straight line damage to wheel, tire, and/or hubcap The struck vehicle was stationary.
Bumper height damage The cause was the striking vehicle’s bumper.

Indications of inconsistency

Indications that damage is not consistent with "hit and run" type of damage include, but are not limited to the following:

Observation Indication
Presence of rust The age of the damage is not consistent with the stated date of loss.
Severe impact-type damage Impact with a stationary object.
Wood, cement or other abrasive type residue in the damage area Impact with a non-vehicle object.
Damage extending vertically and at the same depth at top and bottom Collision with a stationary object such as a pole, tree, abutment, or garbage container.
Non-automotive paint deposits on the damaged area Collision with a stationary object.
Fresh undercarriage damage, or dirt and debris underneath the vehicle A off road excursion.
Indications of rotation on wheels, tires or hubcaps Customer’s vehicle was moving when damaged.
Evidence of numerous scratches caused by branches Customer’s vehicle was moving when damaged.